The Florida House on Wednesday passed wide-ranging legislation to strengthen oversight of condominium buildings, giving local governments and association boards new responsibilities tied to structural safety and long-term financial planning.

The legislation, House Bill 913 would require local governments to verify, by Oct. 1, 2025, whether all condominium buildings in Florida standing three stories or taller have completed a structural integrity reserve study and a milestone inspection.

Local officials would also be required to confirm whether the documents have been submitted to the Division of Condominiums, Timeshares, and Mobile Homes. Annual compliance reports would be sent to the Department of Business and Professional Regulation, which must forward the data to the state’s Office of Program Policy Analysis and Government Accountability.

The legislation additionally gives condo boards the authority to levy special assessments and secure loans without a membership vote when funding is needed to perform repairs identified in either the milestone inspection or reserve study. The bill also permits boards to pool reserves for multiple building components and authorizes the use of secured lines of credit, with approval from a majority of the total voting interests, to meet future reserve obligations.

For nonresidential condominiums formed on or after July 1, 2025,  associations would be required to maintain property insurance coverage based on current replacement costs, verified through an independent appraisal at least once every three years.

The measure also sets new standards for board transparency and owner engagement. Meeting agendas must include time for owners to ask questions on matters such as structural projects, financial operations, and pending assessments, while additional changes are made to the board recall process.

If enacted, the bill would apply to all condominium associations not under developer control as of July 1, 2025.