Fourteen out of the top 25 and four of the top five places to retire in 2021 are in Florida, according to U.S. News. Sarasota took the overall top spot.

From beachside locations to interior, landlocked towns, most major Florida cities made the list of U.S. News’ The Best Places to Retire in 2021. It may have been easier to just say that just about anywhere in Florida is a great place to retire.

Florida’s economy and relatively low cost of living combined with miles and miles of beaches, from Jacksonville to Miami to Tampa to Pensacola are all big factors in these cities making the list.

At the very top was Sarasota, recognized for its white sand beaches, including Lido Key and Siesta Key, and its high score in a Gallup survey in which residents said they have “supportive social and community relationships.” The article said, “The moderate housing costs allow retirees on a budget to enjoy a Florida beach retirement. There’s no state income tax in Florida, which benefits those who plan to work part time in retirement.”

But even quieter, interior towns joined the list: Lakeland, with its, well, lakes and close proximity to Orlando and Tampa, was an unexpected inclusion, as was Ocala with its bucolic pastureland and equestrian-friendly communities that offer retirees “leisurely horseback rides through nature trails, lively equestrian events and competitions, and the chance to tour local horse farms and meet international champions.”

The top ten cities nationally, in order are Sarasota; Fort Myers; Port St. Lucie; Naples; Lancaster, Pennsylvania; Ocala; Ann Arbor, Michigan; Asheville, North Carolina; Miami; and, Melbourne.

Cape Coral, with its over 400 miles of canals made U.S. News Top 10 Affordable Places to Retire on the Water list.